Unlocking Revenue Growth for
eCommerce Founders
Keep full control of your eCommerce business. Our funding model allows you to scale without giving up equity or taking on debt that requires fixed monthly payments.
Funding within hours, not months
No need to wait months for approval. Once approved, you can access financing within 24 hours, ensuring you have the capital you need to invest in inventory, marketing, or expansion when you need it most.
Transparent & Founder-Friendly Terms
We believe in fairness and transparency. No hidden fees, no compounding interest—just clear and straightforward financing that supports your growth.
Scalable Funding for Growth
Need more financing as your business grows? We provide recurring financing opportunities, allowing you to reinvest in your eCommerce brand as you scale to new heights.
$100,000+ annual sales
Sell physical products
Minimum requirements
Do you meet these 4 requirements from CAPFYLE? Get started and see how much funding you can get.
+6 months in business
Operate in the United States, The Netherlands or Belgium
Data connection
Data connection
Data connection
Connect your data, and get funded within hours
Time is money, and we make sure you get access to capital quickly. Our fully digital application takes just a few minutes, with minimal paperwork and no lengthy approval processes.
Connect effortlessly with popular third-party apps, expanding functionality and enabling smooth workflows between tools you already use.
FAQ
FAQ
FAQ
Here are the answers to your questions
After reading this section, if you still has questions,
feel free to contact us however you want.
What type of funding does CAPFYLE offer?
CAPFYLE offers business-friendly working capital to eCommerce companies. Offers range from $150K to $500K depending on business. We charge a fixed fee on our capital starting as low as 0.67%. We offer fixed term loans. We don’t take equity, personal guarantees, warrants, or hidden fees. The amount accessible is based purely on your actual business performance.
What type of funding does CAPFYLE offer?
CAPFYLE offers business-friendly working capital to eCommerce companies. Offers range from $150K to $500K depending on business. We charge a fixed fee on our capital starting as low as 0.67%. We offer fixed term loans. We don’t take equity, personal guarantees, warrants, or hidden fees. The amount accessible is based purely on your actual business performance.
What type of funding does CAPFYLE offer?
CAPFYLE offers business-friendly working capital to eCommerce companies. Offers range from $150K to $500K depending on business. We charge a fixed fee on our capital starting as low as 0.67%. We offer fixed term loans. We don’t take equity, personal guarantees, warrants, or hidden fees. The amount accessible is based purely on your actual business performance.
How is CAPFYLE different from other funding options?
Unlike venture capital, CAPFYLE offers founders the opportunity to raise crucial growth capital without giving up control of their business. Equity can be one of the most expensive ways of raising working capital, but many founders are also wary of subjecting their businesses to the interest rates of traditional debt. CAPFYLE offers a fair and flexible alternative.
How is CAPFYLE different from other funding options?
Unlike venture capital, CAPFYLE offers founders the opportunity to raise crucial growth capital without giving up control of their business. Equity can be one of the most expensive ways of raising working capital, but many founders are also wary of subjecting their businesses to the interest rates of traditional debt. CAPFYLE offers a fair and flexible alternative.
How is CAPFYLE different from other funding options?
Unlike venture capital, CAPFYLE offers founders the opportunity to raise crucial growth capital without giving up control of their business. Equity can be one of the most expensive ways of raising working capital, but many founders are also wary of subjecting their businesses to the interest rates of traditional debt. CAPFYLE offers a fair and flexible alternative.
Is CAPFYLE a subsitute for Venture Capital?
CAPFYLE works alongside or instead of venture capital and was established to address the fact that, for many small businesses, venture capital is simply not the best way to raise finance. CAPFYLE offers fair and flexible funding that can be used to funding a growing business without the founders having to give up equity or take on the burden of traditional debt.
Is CAPFYLE a subsitute for Venture Capital?
CAPFYLE works alongside or instead of venture capital and was established to address the fact that, for many small businesses, venture capital is simply not the best way to raise finance. CAPFYLE offers fair and flexible funding that can be used to funding a growing business without the founders having to give up equity or take on the burden of traditional debt.
Is CAPFYLE a subsitute for Venture Capital?
CAPFYLE works alongside or instead of venture capital and was established to address the fact that, for many small businesses, venture capital is simply not the best way to raise finance. CAPFYLE offers fair and flexible funding that can be used to funding a growing business without the founders having to give up equity or take on the burden of traditional debt.
What is the cost of capital for an eCommerce founder?
We charge a fixed fee on our capital from 0.67% to 1% per month. The average monthly fee is 0.83%. An agreement has a minimum of 6 months, so the lowest base-fee we will charge is 4%. Example: For an 6 month term, the base-fee will be 5%.There is no interest rate. You’ll know the exact total amount you are paying before you accept the offer of capital.
What is the cost of capital for an eCommerce founder?
We charge a fixed fee on our capital from 0.67% to 1% per month. The average monthly fee is 0.83%. An agreement has a minimum of 6 months, so the lowest base-fee we will charge is 4%. Example: For an 6 month term, the base-fee will be 5%.There is no interest rate. You’ll know the exact total amount you are paying before you accept the offer of capital.
What is the cost of capital for an eCommerce founder?
We charge a fixed fee on our capital from 0.67% to 1% per month. The average monthly fee is 0.83%. An agreement has a minimum of 6 months, so the lowest base-fee we will charge is 4%. Example: For an 6 month term, the base-fee will be 5%.There is no interest rate. You’ll know the exact total amount you are paying before you accept the offer of capital.
Does my business qualify?
Unlike banks, we pride ourselves on understanding young, digital business all over the world. We can work with Limited Companies with at least six months of trading history, who are generating at least $100k+ of annual sales. We specialize in funding businesses who have a working capital need and are predominantly in the ecommerce space. We do accommodate offline sales if data can be provided. Unfortunately, sole traders are not eligible. To see if your business qualifies, complete the 10-minute survey on our platform and we will get back to you within 2 - 12 hours to confirm your eligibility.
Does my business qualify?
Unlike banks, we pride ourselves on understanding young, digital business all over the world. We can work with Limited Companies with at least six months of trading history, who are generating at least $100k+ of annual sales. We specialize in funding businesses who have a working capital need and are predominantly in the ecommerce space. We do accommodate offline sales if data can be provided. Unfortunately, sole traders are not eligible. To see if your business qualifies, complete the 10-minute survey on our platform and we will get back to you within 2 - 12 hours to confirm your eligibility.
Does my business qualify?
Unlike banks, we pride ourselves on understanding young, digital business all over the world. We can work with Limited Companies with at least six months of trading history, who are generating at least $100k+ of annual sales. We specialize in funding businesses who have a working capital need and are predominantly in the ecommerce space. We do accommodate offline sales if data can be provided. Unfortunately, sole traders are not eligible. To see if your business qualifies, complete the 10-minute survey on our platform and we will get back to you within 2 - 12 hours to confirm your eligibility.
Will applying impact my credit score?
Applying for an advance will not affect your personal credit score. We make our investment decisions based exclusively on your business information.
Will applying impact my credit score?
Applying for an advance will not affect your personal credit score. We make our investment decisions based exclusively on your business information.
Will applying impact my credit score?
Applying for an advance will not affect your personal credit score. We make our investment decisions based exclusively on your business information.
How long does the process take?
You can access funds in as little as 24 hours of applying online. The first step is to see if you qualify by completing the 10-minute survey on our platform.
How long does the process take?
You can access funds in as little as 24 hours of applying online. The first step is to see if you qualify by completing the 10-minute survey on our platform.
How long does the process take?
You can access funds in as little as 24 hours of applying online. The first step is to see if you qualify by completing the 10-minute survey on our platform.
What data will I need to provide?
To receive funding from CAPFYLE, you don’t need to share any business plans, cap tables, or pitch decks. All we need is to verify your business performance. So we’ll ask you to connect us to your business’ existing sales and payment platforms like Stripe, Shopify and Xero. We’ll also connect to your bank and tax software. Before we can send you the funds, we’ll also need to verify the identity of key people in the company. We just need a couple of basic details including, a quick selfie and a photograph of an official photo ID.
What data will I need to provide?
To receive funding from CAPFYLE, you don’t need to share any business plans, cap tables, or pitch decks. All we need is to verify your business performance. So we’ll ask you to connect us to your business’ existing sales and payment platforms like Stripe, Shopify and Xero. We’ll also connect to your bank and tax software. Before we can send you the funds, we’ll also need to verify the identity of key people in the company. We just need a couple of basic details including, a quick selfie and a photograph of an official photo ID.
What data will I need to provide?
To receive funding from CAPFYLE, you don’t need to share any business plans, cap tables, or pitch decks. All we need is to verify your business performance. So we’ll ask you to connect us to your business’ existing sales and payment platforms like Stripe, Shopify and Xero. We’ll also connect to your bank and tax software. Before we can send you the funds, we’ll also need to verify the identity of key people in the company. We just need a couple of basic details including, a quick selfie and a photograph of an official photo ID.
How will you use my data?
As founders ourselves we know how important it is to have your information kept completely confidential. We’ll never sell your data to third parties. See our privacy policy for more details.
How will you use my data?
As founders ourselves we know how important it is to have your information kept completely confidential. We’ll never sell your data to third parties. See our privacy policy for more details.
How will you use my data?
As founders ourselves we know how important it is to have your information kept completely confidential. We’ll never sell your data to third parties. See our privacy policy for more details.
Is my data secure?
CAPFYLE secures your data with bank-level encryption. Hardware Security Modules are used to protect encryption keys, and the solution is certified by the encryption services provider to FIPS 140-2 Level 3.
Is my data secure?
CAPFYLE secures your data with bank-level encryption. Hardware Security Modules are used to protect encryption keys, and the solution is certified by the encryption services provider to FIPS 140-2 Level 3.
Is my data secure?
CAPFYLE secures your data with bank-level encryption. Hardware Security Modules are used to protect encryption keys, and the solution is certified by the encryption services provider to FIPS 140-2 Level 3.
How can I access the funds?
After approved by CAPFYLE, you will receive the funding amount within 24 hours into your bank account.
How can I access the funds?
After approved by CAPFYLE, you will receive the funding amount within 24 hours into your bank account.
How can I access the funds?
After approved by CAPFYLE, you will receive the funding amount within 24 hours into your bank account.
How quickly can I access the funds?
Once you sign an agreement with us, the funds should be available to spend the next day.
How quickly can I access the funds?
Once you sign an agreement with us, the funds should be available to spend the next day.
How quickly can I access the funds?
Once you sign an agreement with us, the funds should be available to spend the next day.
Is it possible to get additional capital as my business grows?
Yes, our funding can scale with your business. If your company has grown significantly, contact your account manager to discuss your options. We want to be your long term growth partner, not a one time lender.
Is it possible to get additional capital as my business grows?
Yes, our funding can scale with your business. If your company has grown significantly, contact your account manager to discuss your options. We want to be your long term growth partner, not a one time lender.
Is it possible to get additional capital as my business grows?
Yes, our funding can scale with your business. If your company has grown significantly, contact your account manager to discuss your options. We want to be your long term growth partner, not a one time lender.
How is the advance repaid?
We will automatically collect the repayments, either by connecting to your payment processor or by direct debit so you don’t need to worry about remembering.
How is the advance repaid?
We will automatically collect the repayments, either by connecting to your payment processor or by direct debit so you don’t need to worry about remembering.
How is the advance repaid?
We will automatically collect the repayments, either by connecting to your payment processor or by direct debit so you don’t need to worry about remembering.
When do repayments begin?
Repayments will begin on the date agreed on your Offer Letter. This is typically the same day you receive the funding in your bank account.
When do repayments begin?
Repayments will begin on the date agreed on your Offer Letter. This is typically the same day you receive the funding in your bank account.
When do repayments begin?
Repayments will begin on the date agreed on your Offer Letter. This is typically the same day you receive the funding in your bank account.